are you saving too much money?? 💸 #personalfinance #savingmoney #savings #hysa #highyieldsavingsaccount #financialliteracy #financialeducation #investingforbeginners #budgeting #moneytips
HYSA taxes 💸 (just make sure your HYSA is FDIC insured and you’re good to go) #hysa #highyieldsavingsaccount #savingsaccount #taxes #personalfinance #savingmoney
why im choosing to invest instead of save for a down payment 📈🏠 #personalfinance #investing #rentvsbuy #retirement #downpayment #coastfire #fire #financialindependence #rothira
no buy rules 2025 🛍️ this is basically a forced no buy so i can frontload my 401k contributions 💸📈 I do have a few exceptions: • i will be paying for 2 volleyball leagues in January • i will keep Spotify because i use it every day and see the value (as opposed to Netflix and HBO) #nobuy #personalfinance #nobuychallenge #lowbuy #spendingmoney #financialgoals #moneygoals #401k #retirement
my sinking funds for 2025 💸 💻 Annual Budget Planner + a discount code to celebrate the new year in my Stan Store 🪩✨🫶🏻 #personalfinance #savingmoney #sinkingfunds #budget #moneygoals
I almost bought a house 🫣 ✨ me and my partner are not married so the plan was that I would purchase the house alone in my name only and he would help cover the mortgage as “rent.” I would only purchase a home I could reasonably afford by myself so splitting would just be nice to have. Also he wouldn’t have any responsibilities to pay for repairs or home maintenance since he wouldn’t get equity. Just paying a fair rent price. This is something we agreed on either way (if he purchased on his own or if I did) so it would be fair!! ✨ the home we found was a bit over my budget but we were willing to make it work. But ig life said that’s not the right one for you!!! ✨ this is something I’ve been a bit embarrassed about since I saved this money up starting in 2022 through the beginning of 2024 and then ended up not even using it for its intended purpose. And it’s honestly just been sitting there for so long bc I felt frozen with what to do with it (having it also felt like a security blanket but I KNOW LOGICALLY it’s way too much money to keep in cash. Plus it could have made sooooo much more in the stock market, but life happens!!! I’m glad I can use part of it to fully fund my 12 month emergency fund and getting the rest into the stock market FINALLY is better late than never 🙃
no buy 2025 🛍️ this is basically a forced no buy because i won’t have much money left in my budget except for essential spending. This means: • no makeup • no restaurants • no coffee shops • no clothes • no fun money (im keeping a little extra in my budget to hold me over for things already planned, but i wont add to it) • no skincare (i already have enough essentials to last me this quarter) #nobuy #personalfinance #nobuychallenge #lowbuy #spendingmoney #financialgoals #moneygoals #401k #retirement
I hit Coast FIRE at 60! Let’s walk through the numbers for my next milestone 📈💰 Which FIRE strategy are you pursuing? #personalfinance #financialindependence #fire #financialindependenceretireearly #coastfire #invest
my 2024 investing wrapped 💸📈 this is the most I have ever invested!! and the best part is I never really felt restricted or like I was missing out on experiences or things. As I get older I just don’t care about owning the trendy items or my home looking a certain way or having the latest tech. Of course that may change but I’m glad I feel this way right now bc it’s very convenient 😅 #personalfinance #invest #financialindependence #financialindependenceretireearly
what I spent in November 💸 💻 Annual Budget Planner available in my Stan Store 🤍 #personalfinance #whatispend #monthlybudgeting #budget #budgeting #financialindependence #financialfreedom
my net worth increased $170k in 2024 (crazy 😭) YouTube linked in my Stan Store. The 5 most impactful steps I took to go from -$100k net worth to +$100k net worth 💸 #personalfinance #networth #financialindependence #fire #budgeting #investing
financial independence is more than just freedom from work. if you want a partner that funds your life, just make sure you don’t also abandon your own education and career. you can have the best of both worlds 💅🏼 #financialindependence #personalfinance #financialfreedom
It’s a new month (and a new YEAR 😭)!! 💸 it’s time to sit down and finalize my 2024 budget, see if I hit my goals, and update alllll of my numbers. 💻 Annual Budget Planner available in my Stan Store 🤍 #personalfinance #budget #budgeting #debtpayoff #networth #networthtracking #budgettemplate #monthlyreset #reset #resetroutine
payday 25/26 💸🤍 💻 Annual Budget Planner, available in my Stan Store 🤍 @LACTAID® sponsor me, you save my relationship every day 😌💨 #personalfinance #payday #paydayroutine
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why you shouldn’t pay off your home early 🫣🏠 tbh I don’t think paying off a home early is a bad thing - if that’s your financial goal and it makes you feel safest then do what works best for you!!! I do think it’s important to understand the opportunity cost of paying off the home early vs investing, especially if you have a lower interest rate on your mortgage. 🤍 of course, not investment advice. please be sure to run your own personal numbers. #personalfinance #homeownership #Home #debtfree #mortgage #rent #homeowner #debtpayoff